How A Mobile-Compatible Website Helps You

There are three types of savings an organisation can make from a convergent solution: call costs, infrastructure and productivity.

Savings delivered through convergence

Although call cost savings are the easiest to measure, they provide the least scale for savings. More benefits can be derived through infrastructure efficiencies and productivity.

Infrastructure savings are delivered through fixed-line replacement strategies and green field site deployments. This impacts the CAPEX and ongoing OPEX requirements of owning a fixed and mobile fleet.

Productivity and improved business processes, whilst providing the greatest opportunity for organisations to derive benefits from convergence, are also the hardest to quantify. For example, while a converged voicemail solution may save an employee five minutes of effort a day, the real benefit may not directly be derived through having an extra five minutes for ‘productive’ work. The benefits may, in fact, be delivered through customer satisfaction and repeat business as a result of improved response times. However, most businesses now measure customer satisfaction as a key performance indicator. Therefore, the increase in productivity and potential process re-engineering which can be achieved will have a positive impact on customer satisfaction levels.

Benefits include

Extending fixed line call features to mobile handsets

Reducing call costs

Improving the responsiveness of the business

Delivering control – for instance, for compliance with FSA regulations

Reducing duplication

Ease of extending capacity

Improving productivity

The use of converged solutions also enables the workforce to be more productive through functions such as mobile access to direct dial extensions and conferencing. Employees are able to respond faster to voicemails, and benefit from reduced telephone tag as they are able to answer more calls first time. Specific productivity gains are illustrated by the following examples:

Consultants within a Healthcare Consultingcompany achieved a 10 to 15% productivity gain as a result of reduced telephone tag.

Carers at a Home Care Servicescompany achieved time savings of 60 minutes each day per employee due to fewer voicemails, more calls answered first time and reduced telephone tag.

A specialist call centre within a Travel Insurancecompany handled 25% more calls as a direct result of increased responsiveness of staff.

A Universityachieved one hour time saving per day for IT support staff, minimising delays in reaching colleagues to issue job instructions or resolve issues.

Within a Hospital, nurses were able to save at least 10 minutes each time they retrieved patient results, by being able to access and check results irrespective of location within the hospital.

Productivity benefits can be relatively difficult to quantify and are best addressed on an individual basis. However, financial savings can be found by calculating, for example, the number of minutes saved per day through enhanced communications and business processes (e.g. time wasted unnecessarily visiting office to pick up desk based voicemails or job schedules). In addition, the ability to rapidly and consistently answer enquiries and client calls can ensure that a client is gained and maintained owing to a better standard of service.

Although more difficult to measure, research has shown that softer benefits can lead to quantifiable revenue, customer satisfaction, customer retention, and work rate or cost saving improvements for enterprises.

One simple solution is a feature rich Business SIM enabling Voice, SMS & Data 3G and HSDPA whilst roaming. This mobile SIM provides the business with full control over calls and texts, both nationally on the hosted network and whilst Roaming. In addition, the SIM provides connectivity to defined private mobile networks and access to a common core for application activation.

The mobile is enhanced by providing short code dialling to other extensions in the business and support for the same feature dialling provided on fixed line handsets, enhancing application integration.

Number Portability

The MNO or MVNO provides for number portability and ensures that users can maintain their existing phone numbers and avoids any disruption to the dialling experience for the end user; no user training is required.

Data Support.

Idealy the network fully supports data options providing internet and mail connections. Access Point Names ( APNs) are provided for network supported applications such as Push-to-Talk (PTT


Subscribers naturally expect the same service capabilities when travelling abroad as they do when registered onto their home network.  Mobile We aim to avoid complicated methods to make a call while ensuring subscribers can use their account when roaming internationally. Ideally, they want to be able to dial straight from their mobile contacts list without having to edit numbers in order to specify the correct country code.

CAMEL Customised Applications for Mobile network Enhanced Logic support means that, as long as the international network supports CAMEL, the user dials as normal. When CAMEL is supported, we can guarantee a seamless prepaid roaming experience. Costs are, typically, less than normal call rates and this solution ensures call recording as required for FSA compliance is still delivered while travelling in CAMEL countries.

CAMEL Call Back This solutions means that the caller makes a call as normal and the call is directed to the platform. The call then drops for a short period. The platform then immediately rings back both the caller and the destination number and connects the two parties. This solution is CAMEL dependent and ensures a lower call rate but it also incurs a slightly longer connection time.

Roaming will enable connection even when no CAMEL network is available. The call is made over the local macro network selected for the strongest network signal in the area. Call charges are at the standard country rates. This solution guarantees connection but will not ensure call recording within FSA regulations and will, potentially, incur the highest call rate.

Landline Number in the SIM

The SIMs can support both mobile and landline numbers which enables a mobile phone to host both a standard landline DDI (number) and a mobile number simultaneously.

Choice of Handset

It will support a wide range of handset models and, since it is independent of Smartphone operating systems, it is unaffected by operating system changes.

Short Code Dialling

As a result of the call routing presentation at the PBX or hosted data centre switch, short code dialling and feature dialling (i.e. number tagging to request a feature or application support such as record/don’t record or identification of private calls), are supported.

Cost Saving

Removing Business Costs Mobile phone software applications raise a number of management, cost and support issues for business. Furthermore, it is possible for mobile applications to be bypassed, even if this requires the mobile phone to be rebooted. All applications are delivered and supported centrally from the core; there is no need for support on the individual handsets, all that is needed is a New SIM card.

Savings on Mobile Costs

The outbound call leg is under the control of the business and will, typically, be configured to avoid Mobile Network Operator (MNO) charges for national and international calls. Calls, at the discretion of the business, may be placed:

FOC over internal, national and international business networks if they remain on-net or at land line contract rates for off-net calls over PSTN or the business’s chosen carrier

Inbound calls to mobiles are presented at the PBX and receive a share of the Media Termination Credits (a credit to the SIM) paid to the Mobile Network

In addition this can provide significant savings, in excess of 70%, on international roaming charges. This is provided by:

Use of professional mobile operator Call Back

Reduced costs as the outbound call leg is under the control of business

Application Integration from the Core

Will route all calls and messages (SMS) to a common core for switching. This common core may also route calls or messages to or through an application platform which, in turn, will activate the required service for that call or message. This enables Fixed and Mobile calls and messaging to use a common applications platform and, for the first time, ensures that the business requirements are met without requiring applications on mobile phones.

Third Party Business Applications

The common core provides a rich capacity for application integration. The ability to dial short codes will enable an integrated application to be activated with the dialled digits feeding the application, avoiding the need for the user to enter additional digits. For example, a time registration for, say, Time and Attendance or flex time recording or for security staff arriving at a location might dial a number which indicates the application and the location – the Calling line ID can identify the caller – all completed in one call.

Push-to-Talk (PTT) PTT is a mobile application enabling mobile phones to be used like Private Mobile Radios (PMR) but with more choice of instruments, including ruggedized phones. PTT is a Hosted Service but available locally with a private mobile network. PTT also provides for Health & Safety Lone Worker requirements with the ability to locate using SMS and GPRS.

User Applications

Support for a wide variety of user-related applications providing inbound call management, mail and business services for the individual. This means that these services are available from both fixed line and mobile handsets.

Intelligent Number (iN) Intelligent Number supports personal numbering, offering the user the flexibility to choose to deliver their calls to any nominated number that can be dialled, including international numbers. This provides a comprehensive strategy for hot-desking, as well as supporting business continuity / disaster recovery.

iN supports lifestyle management, providing call redirection when not available (e.g. switched off), or by date and time, plus the ability to be notified of people attempting to make contact through SMS and email notification.

In the event that the person called cannot be contacted, the call may be offered to an assistant or team (e.g. sales team) for answering. The ‘Assistant’ can have announced the original called party and, if known, the reason for non-answer, in order to answer the caller appropriately. This service also provides for manager-secretary working.

Voicemail Corporate voicemail services which include enhanced notification options through email and SMS integration.

Call Recording On-Demand – Press * at any point in your conversation and a recording of the whole conversation will be captured. This recording will be stored with voice mails and will be accessible over mobile, fixed phone or PC.

‘Always-on’ recording for business and regulatory compliance and governance requirements. Integrates the ability to apply call recording to an extension, a mobile or an intelligent Number – this is enforced through routing for both fixed and mobile calls. Call recordings are accessible through a web portal and can be tamper evident and / or encrypted.

Financial Services Authority (FSA) requirements for mobile voice and SMS recording. There is considerable demand in the mobile market for services to meet FSA requirements for recording both voice and SMS. Fioxed Mobile Convergence through the SIM will enable businesses to enforce the recording of both voice and SMS from any company mobile phone through mobile network routing. This solution does not rely on mobile phone software which can be bypassed or deleted by users.

All calls are logged for individuals.

Audio Conferencing Pre-booked or instant conferencing facilities provide a cost effective scalable conferencing bridge.

Providing Control

Will provide businesses with control over the use of their company mobile. Many mobiles are used in the workplace when fixed line phones are also available. Using fixed line functionality is significantly cheaper than mobile, so providing a converged solution allows the business to maintain control of costs, irrelevant of whether mobile or fixed line phones are used. Private mobile network deployments bring total control of mobiles and costs into the business, in the same way as a PBX. The mobile phone incurs costs at the same rate as a fixed phone.

Mobile Deployment Options

The primary design objective is to converge fixed and mobile networks for businesses, giving them total control over their mobile estate, taking control of onward dialling, enabling significant savings on typical mobile costs, integrating applications, and more. This SIM replacement solution will meet this objective for customers using legacy and IP PBX at the customer premise and where the customer installs a private mobile network system at their premises.

The first customer premise option will enable the customer to converge and control voice; SMS will be delivered and managed on the host mobile network.

The second customer premise option provides for a private mobile network system located alongside the customer PBX on customer’s premises. With this option, the Private mobile network will provide a full mobile service and the location and authentication will flow through the mobile network interconnect providing network transparency.

Hosted Communications may be engaged, using either of the above options, to provide a service to record and manage secure recordings for corporate governance or conformance with regulatory requirements and other application services.

Customer Premise – MDC

A Mobile Direct Connect (MDC) service will trunk all calls from/to the SIM direct to the customer premise equipment. The calls will be SIP and, in the case of legacy networks/PBXs, a gateway will be required. SMS will remain on the mobile network and be delivered to the handset. An additional service for secure SMS recording is also available.

Using MDC, customers with their own legacy PBX or IP PBX, or a network of either or both, will be provided with control at their PBX over mobile originated calls and calls from off-net to their mobiles. It is assumed, for this purpose, the customer cannot accommodate nor has any interest in control over SMS. SMS will be delivered and managed on the host mobile network.

The platform, interconnected with the mobile networks, will receive in SIP calls for the customer which will be routed over SIP trunk(s) to the customer PBX. If the customer wishes to put the onward leg of a call back to the macro network, the call will be sent over the SIP Trunk to the platform which will place the call onto the mobile network. All other second legs of calls will be at the discretion of the business, enabling significant savings.

Integrators will need to configure the PBX, or PBX network, to provide for short code dialling and any other coded dialling used to connect the calls to applications or services, and then to instigate the second leg of the call.

All calls for mobiles on the same network, should be routed through the platform. Where a network originated call is received from the platform and is returned through the platform, certain rules will apply in order that the call is recognised as a call originating from a mobile on the network. Customers who have a requirement to record SMS may have their SMS messages routed through the hosted platform for secure storage and auditing.

Customer Premise – private mobile network

Private mobile network service deployment will see all voice and SMS (into PMX) trunked to the customer premise for delivery through the customer PBXs and over the private mobile network deployment. The voice calls will be SIP and, in the case of legacy networks/PBXs, a gateway will be required. private mobile network will communicate with the National and Global Mobile Networks through the platform interconnect.

Customers with their own legacy PBX or IP PBX or a network of either or both PLUS a local Private mobile network will be provided with control at their PBX over voice calls which may require routing into the private mobile network. The private mobile network will communicate with the platform for the option to distribute SMS messages locally or return to the host mobile network. In addition, the private mobile network system will communicate location and authentication information through the platform for the management of connected handsets within the local private mobile network network and host networks.

Where the local PBX is an IP PBX supporting SIP extensions, the local private mobile network system will use the private mobile network SIP Registration Manager to register mobiles within the local private mobile network. Mobiles will be registered on arrival and until leaving the private mobile network will be treated as SIP extensions on the IP PBX. This close integration will enable mobiles to operate as extensions off the IP PBX and support the local services provided from the IP PBX.

Mobiles will transition between macro, micro and back to macro mobile networks automatically and seamlessly. SMS messages will be delivered to mobiles either locally or on the macro network. Mobiles will have full mobile features and facilities available in the local network.

Customers who have a requirement to audit SMS messages without a facility to do so may have their SMS messages routed through the hosted platform for recording and secure storage.

Hosted Services will provide Private Mobile Extension (PME) services and the full IP Centrex Hosted Communications application portfolio for mobile users as well as a mixed integrated mobile/IP Centrex service. Additional services are available, including voice recording and SMS auditing providing standard, encrypted and secure access options compliant with FSA requirements.

Already a proven approach to delivering a wide range of cost effective options, the Hosted Communications services can take businesses much further in deploying a fully integrated communications platform, developed to maximise availability, increase productivity and improve customer experience, resulting in increased customer satisfaction, retention and service revenues.

The Hosted Communications platform and the mobile platform are collocated and, for maximum choice and resilience, connectivity is to many alternative networks. The service utilises resilient IP connections into carrier networks to deliver voice services.

This “diversely connected” principle is applied over the IP and legacy infrastructure through the carrier network into the hosted platform. This enables the business to effectively manage calls, in the event that the primary infrastructure is unavailable, by routing calls to alternative destinations. This increases the number of calls answered and increases revenue, whilst also maintaining a central point for call management and call logs. Furthermore, the deployment of facilities such as call recording is made simpler, both to network-based devices and off-site destinations, including mobiles, where the hosted platform is managing the delivery of the call.

The Hosted Communications solution offers integrated service options which allow for SIP Trunks, IP extensions and Mobile Extensions to be provisioned at a single site over a single network, as well as across multiple sites over multiple networks, utilising a single integrated dial plan.

Private Mobile Networks

Mobile users can connect to a private mobile network to provide a solution with security, capacity and coverage benefits and further reduce the costs of calls within the private mobile network range.

Infrastructure and Management Savings

A Private mobile network extension can be seen as a fully flexible and instantly relocatable desk phone replacement. Depending on the type of subscriber and their role, an organisation may choose to selectively replace fixed line PBX extensions with mobile handsets, providing the potential to deliver savings on Moves, Adds and Changes as the organisation grows, as well as the cost to deploy new fixed infrastructure during a PBX upgrade.

Within an existing business environment, adding further users to a PBX will incur the costs of cabling and installation as well as the basic cost of procuring the handset. In comparison, once the micro mobile network is deployed, adding users to a cellular-based network limits these expenses to:

The cost of a mobile handset (between £10 and £400 dependant on form and function)

GSM Base Transceiver Stations (approximately one per 50 handsets, handling seven concurrent calls, equivalent to £35 per handset)

One caveat, however, is that the average lifetime of a mobile handset is far shorter than that of a desk phone and, as such, multiple purchases may be necessary. In addition, there may be management and maintenance fees associated with the service.

Organisational Design Enterprises may wish to move towards flexible working practices such as hot-desking, yet may not have an IP-PBX deployment immediately in mind. A private mobile network and Fixed Mobile Convergence solution can help facilitate this by providing the hot-desking flexibility of an IP-PBX solution without the need for significant (and costly) infrastructure deployment. Since a private mobile network enabled mobile is active as soon as it has detected the micro cellular network, employees are not faced with the challenge of constantly changing their telephone location. As a result, the private mobile network can serve as a substitute for IP-PBX deployment, or a complement if a business wishes to derive other benefits of an IP-PBX deployment.

Enterprises that have deployed converged voice solutions have been able to achieve up to 50% reduction in annualised Moves, Adds and Changes (MACs). This is achieved as they provide new employees with mobile handsets and gradually moved across to flexi-desking where employees were not provided their own desk phone.

Developing a Business Case for Fixed Mobile Convergence The benefits are a mixture of hard and soft benefits and, although soft benefits may have the greatest value to the business, hard cost savings are typically needed to create the business case.

The following areas are key to establishing hard cost savings to justify the move to Fixed Mobile Convergence..

Extend Fixed Line Call Features to Mobile Handsets Extending calling features from a company’s PBX to a mobile handset means these features and functions are no longer the sole preserve of the office and are available when away from the desk or out of office. Other benefits of this form of voice-focused convergence include the provision of single number reach and single voicemail. Subscribers may use a single fixed line number which will also reach them via their mobile, with all voicemail terminating at the company PBX. Enhanced calling services which were previously only available on fixed lines, such as call recording and call tracking, may also be extended to mobile handsets.

Fixed Mobile Convergence Mobile enables PBX features and benefits to be accessible via mobile phones, both in and out of the office.

Reducing Call Costs Controlling communications costs is a perennial concern for all businesses, exacerbated by the increasing need to provide employees with mobile devices. Overall, the percentage of employees using mobile devices in Europe continues to increase. The cost of calls is further aggravated by the increasing usage of mobile phones. Fixed Mobile Convergence, when targeted at appropriate end users who will best benefit from fixed vs. mobile call arbitrage, has the potential to help businesses curb their call spend.

The majority of call cost savings will be from calls to non geographical and international numbers.

Improving Responsiveness With only 25% of calls reaching their intended participant first time, improving communications is one of the top three reasons for deploying FMC services. In order to enhance customer service, businesses seek to improve the responsiveness of employees through quicker access to voicemail, picking up more calls, and allowing customer enquiries to be passed on to the most appropriate employee or team member. Enhancing internal communication is also important as businesses seek to speed up decision making and boost colleague collaboration in an effort to reduce lead times.

Delivering Compliance

The growing importance of compliance is demonstrated by cases of penalties and legal suits against companies that fail to produce appropriate records. In June 2007 the FSA fined Kilminster Financial Management Limited £42,000 for not keeping appropriate training and competence records

Businesses record calls for a variety of reasons: to assist with training, to provide evidence of a business transaction, or to ensure that a business complies with regulatory procedures. Call recording is particularly relevant to certain industry verticals such as financial services and healthcare.

The Financial Services Authority (FSA) requires financial institutions to keep records of all trades and transactions relating to certain types of business. The safest and easiest way of achieving this is to record telephone conversations between traders and customers.

Voice recording in the Healthcare sector has become an imperative to provide protection against liability and incident investigation, in cases when inaccurate information has been given to a call handler.

Call recording is a feature of many PBXs but is usually only available on calls made from desk phones. Using a Fixed Mobile Convergence solution enables the call recording feature to be accessible via the mobile handset, allowing mobile calls to become regulation compliant.

Reducing Duplication Enterprises currently suffer from duplication of management fees, with many employees incurring both a fixed and mobile management service charge. While fixed-line management charges vary significantly with business size and vendor, many organisations will be paying around £250 per year for a fixed-line extension, while also paying a mobile service management fee. Clearly, in any organisation of scale, immediate savings can be delivered through the removal of a fixed-line extension, with the PBX functions becoming extended to the mobile.

Furthermore, removal of a fixed-line handset can impact the businesses power consumption and increase its ‘green’ credentials.

Additional Capacity As a business grows, a Fixed Mobile Convergence solution can help ease the pain of incremental changes to the telephony system. First of all, it saves on the cost of individually wiring and deploying a fixed-line desk phone, which can cost in excess of £350 depending on factors such as building layout, technology and handset type. With a converged network mobile handset, provisioning is much simpler, requiring nothing beyond the installation of a SIM card.

Secondary is the boundary case where an enterprises PBX experiences capacity restraints. Instead of replacing the PBX or adding additional cards (along with the associated deployment costs) mobile users can be added.

Improving Productivity Financial benefits can be derived from increased employee productivity and contactability. With improved coverage and the near-ubiquitous presence of mobile devices, employees are able to answer and respond to customer queries and requests, with fewer calls terminating at the voicemail system. Furthermore, increases in communication efficiencies can shorten the decision-making cycle, allowing management to be more responsive and faster acting.

The use of converged solutions also enables the workforce to be more productive through functions such as mobile access to direct dial extensions and conferencing. Employees are able to respond faster to voicemails and benefit from reduced telephone tag due to increased percentage of calls answered first time.

Although more difficult to measure, research has shown that softer benefits can lead to quantifiable revenue, customer retention, customer satisfaction and work rate or cost saving improvements for enterprises.

Trade The News – Profiting From Trading With Low Latency News Feeds

Experienced traders recognize the effects of global changes on Foreign Exchange (Forex/FX) markets, stock markets and futures markets. Factors such as interest rate decisions, inflation, retail sales, unemployment, industrial productions, consumer confidence surveys, business sentiment surveys, trade balance and manufacturing surveys affect currency movement. While traders could monitor this information manually using traditional news sources, profiting from automated or algorithmic trading utilizing low latency news feeds is an often more predictable and effective trading method that can increase profitability while reducing risk.

The faster a trader can receive economic news, analyze the data, make decisions, apply risk management models and execute trades, the more profitable they can become. Automated traders are generally more successful than manual traders because the automation will use a tested rules-based trading strategy that employs money management and risk management techniques. The strategy will process trends, analyze data and execute trades faster than a human with no emotion. In order to take advantage of the low latency news feeds it is essential to have the right low latency news feed provider, have a proper trading strategy and the correct network infrastructure to ensure the fastest possible latency to the news source in order to beat the competition on order entries and fills or execution.

How Do Low Latency News Feeds Work?

Low latency news feeds provide key economic data to sophisticated market participants for whom speed is a top priority. While the rest of the world receives economic news through aggregated news feeds, bureau services or mass media such as news web sites, radio or television low latency news traders count on lightning fast delivery of key economic releases. These include jobs figures, inflation data, and manufacturing indexes, directly from the Bureau of Labor Statistics, Commerce Department, and the Treasury Press Room in a machine-readable feed that is optimized for algorithmic traders.

One method of controlling the release of news is an embargo. After the embargo is lifted for news event, reporters enter the release data into electronic format which is immediately distributed in a proprietary binary format. The data is sent over private networks to several distribution points near various large cities around the world. In order to receive the news data as quickly as possible, it is essential that a trader use a valid low latency news provider that has invested heavily in technology infrastructure. Embargoed data is requested by a source not to be published before a certain date and time or unless certain conditions have been met. The media is given advanced notice in order to prepare for the release.

News agencies also have reporters in sealed Government press rooms during a defined lock-up period. Lock-up data periods simply regulate the release of all news data so that every news outlet releases it simultaneously. This can be done in two ways: “Finger push” and “Switch Release” are used to regulate the release.

News feeds feature economic and corporate news that influence trading activity worldwide. Economic indicators are used to facilitate trading decisions. The news is fed into an algorithm that parses, consolidates, analyzes and makes trading recommendations based upon the news. The algorithms can filter the news, produce indicators and help traders make split-second decisions to avoid substantial losses.

Automated software trading programs enable faster trading decisions. Decisions made in microseconds may equate to a significant edge in the market.

News is a good indicator of the volatility of a market and if you trade the news, opportunities will present themselves. Traders tend to overreact when a news report is released, and under-react when there is very little news. Machine readable news provides historical data through archives that enable traders to back test price movements against specific economic indicators.

Each country releases important economic news during certain times of the day. Advanced traders analyze and execute trades almost instantaneously when the announcement is made. Instantaneous analysis is made possible through automated trading with low latency news feed. Automated trading can play a part of a trader’s risk management and loss avoidance strategy. With automated trading, historical back tests and algorithms are utilized to select optimal entry and exit points.

Traders must know when the data will be released to know when to monitor the market. For instance, important economic data in the United States is released between 8:30 AM and 10:00 AM EST. Canada releases information between 7:00 AM and 8:30 AM. Since currencies span the globe, traders may always find a market that is open and ready for trading.

A SAMPLE of Major Economic Indicators

Consumer Price Index

Employment Cost Index

Employment Situation

Producer Price Index

Productivity and Costs

Real Earnings

U.S. Import and Export Prices

Employment & Unemployment

Where Do You Put Your Servers? Important Geographic Locations for algorithmic trading Strategies

The majority of investors that trade the news seek to have their algorithmic trading platforms hosted as close as possible to news source and the execution venue as possible. General distribution locations for low latency news feed providers include globally: New York, Washington DC, Chicago and London.

The ideal locations to place your servers are in well-connected datacenters that allow you to directly connect your network or servers to the actually news feed source and execution venue. There must be a balance of distance and latency between both. You need to be close enough to the news in order to act upon the releases however, close enough to the broker or exchange to get your order in ahead of the masses looking for the best fill.

Low Latency News Feed Providers

Thomson Reuters uses proprietary, state of the art technology to produce a low latency news feed. The news feed is designed specifically for applications and is machine readable. Streaming XML broadcast is used to produce full text and metadata to ensure that investors never miss an event.

Another Thomson Reuters news feed features macro-economic events, natural disasters and violence in the country. An analysis of the news is released. When the category reaches a threshold, the investor’s trading and risk management system is notified to trigger an entry or exit point from the market. Thomson Reuters has a unique edge on global news compared to other providers being one of the most respected business news agencies in the world if not the most respected outside of the United States. They have the advantage of including global Reuters News to their feed in addition to third-party newswires and Economic data for both the United States and Europe. The University of Michigan Survey of Consumers report is also another major news event and releases data twice monthly. Thomson Reuters has exclusive media rights to The University of Michigan data.

Other low latency news providers include: Need to Know News, Dow Jones News and Rapidata which we will discuss further when they make information regarding their services more available.

Examples of News Affecting the Markets

A news feed may indicate a change in the unemployment rate. For the sake of the scenario, unemployment rates will show a positive change. Historical analysis may show that the change is not due to seasonal effects. News feeds show that buyer confidence is increasing due the decrease in unemployment rates. Reports provide a strong indication that the unemployment rate will remain low.

With this information, analysis may indicate that traders should short the USD. The algorithm may determine that the USD/JPY pair would yield the most profits. An automatic trade would be executed when the target is reached, and the trade will be on auto-pilot until completion.

The dollar could continue to fall despite reports of unemployment improvement provided from the news feed. Investors must keep in mind that multiple factors affect the movement of the United States Dollar. The unemployment rate may drop, but the overall economy may not improve. If larger investors do not change their perception of the dollar, then the dollar may continue to fall.

The big players will typically make their decisions prior to most of the retail or smaller traders. Big player decisions may affect the market in an unexpected way. If the decision is made on only information from the unemployment, the assumption will be incorrect. Non-directional bias assumes that any major news about a country will create a trading opportunity. Directional-bias trading accounts for all possible economic indicators including responses from major market players.

Trading The News – The Bottom Line

News moves the markets and if you trade the news, you can capitalize. There are very few of us that can argue against that fact. There is no doubt that the trader receiving news data ahead of the curve has the edge on getting a solid short-term trade on momentum trade in various markets whether FX, Equities or Futures. The cost of low latency infrastructure has dropped over the past few years making it possible to subscribe to a low latency news feed and receive the data from the source giving a tremendous edge over traders watching television, the Internet, radio or standard news feeds. In a market driven by large banks and hedge funds, low latency news feeds certainly give the big company edge to even individual traders.

Online Casino Types

Internet Casinos are very well known and large amount of men and women are playing and also gambling. Internet casinos can be broken into three groups according to the interface of theirs: web based casinos, download based casinos, and more not long ago live casinos. Numerous interfaces are offered by some casinos.

Web-based Casinos

Web-based online casinos are different internet sites by which gamblers/users can have fun with casino online games such as web based Bingo, Baccarat, Black Jack, Poker and many others. They do not need to download some computer software to their computer. The gaming systems are represented within the owner’s internet browser plug-ins Macromedia Flash, Macromedia Shockwave, or Java. Also, bandwidth is needed with the purpose to enjoy the sounds, the pictures and animations. Web-based would be the most popular.

Download-based online casinos

Download-based online casinos need the person to have a computer to be able to acquire the internet casino software for him to play the games as well as gamble on the online casino. Situs Judi Poker Online Android Terbaik The web based casino program links straight to the casino service provider without web browser help. This kind of online casino runs much quicker compared to the common on the web web-based casino since all racket and animation programs happen to be placed in the software itself. The only downside of download based web casinos stands out as the time it requires to download on the computer of yours not to mention right now there could possibly be a possibility of spyware and malware as well.

Live-based casinos

Live-based casinos have become the top notch of internet casino. It allows you to directly user interface which has a real world/live casino just like in case you had been in it. The professional is able to work together exist with other players and live dealers at tables by way of a real time internet windowpane, whether he is taking part in Poker, Baccarat or Poker.

With these different interfaces, the client gets the choice to decide on what greatest suits him and also have fun all night long. Most web based casinos will offer the buyer various games, below is a listing of the most popular ones.

Cards Games

Oriental stud



Casino war

Caribbean Stud Poker

Chinese poker


4 flash card poker

Allow it to Ride

Mambo stud

Pai gow poker

Reddish Dog

Spanish 21

Texas Hold’em Bonus Poker

Three flash memory card poker

Dice or Tiles


Pai Gow

Sic bo

Arbitrary numbers

Substantial 6 wheel



Gaming machines

Slot machine

Video Lottery Terminal

Video poker Online casino online games provide towards the player a long-term point to the genuine casino. With an online casino, the player has the picture of finding yourself in control, rendering him the opportunity to make decisions.

There are different internet casino pastimes which are exactly similar as a “house”casino.

Table games

This game type is played on a significant dinner table that is included with an is inscribed felt structure and could feature seating roles for players. There is a dealer located on just one side of the table and also the players put on the opposite side of the family table. Generally dining room table games are played with dice, cards along with other gaming equipment.

Gaming machines

The Gaming models are the slot equipment, and tend to be played by just one single player at a time as well as do not require the management of casino staff to have fun, this’s precisely why openings units are a really popular internet casino game.

Random number games

Arbitrary number online games like the Bingo or Roulette are based upon the alternative of arbitrary figures, sometimes out of a computerized power generator or from various other gaming application.

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Despite the constantly changing minutiae of online gambling laws and their enforcement in the United States, placing wagers online does not gamefreefree violate federal law, at least as long as they’re not sports bets. The problem has been in funding online gambling by US residents.

The first step toward above board online gambling is finding a reputable online casino USA players are allowed to participate in. A number of online gambling websites have lists of such sites that they say are legitimate. Visit several gambling websites and review their lists to see which online casinos are consistently rated as friendly to USA players.

Your next step is to determine the method or methods you want to use to fund your play at online casinos. There are a number of types of “e-wallets” available to US players. They make their money from the fees that they take for making transactions, and the fees vary from one to another, so it’s a good idea to compare before setting up an account. Here are some of them, in no particular order, and with no particular endorsement.

• eWalletXpress – an online account that lets members deposit, withdraw, and transfer funds to participating online merchants instantly.

• Neteller – an online account similar to eWalletXpress

• Wire Transfer (various brands)

• Credit cards – These can by tried, but whether or not payments will go through is a bit of a gamble itself.

• EcoCard, UseMyWallet, Quicktender, and other pre-paid debit cards – payment methods that tend to work well.

• Instant Checks (eChecks) -instant wire transfers directly from your bank account

When you find a highly reviewed casino USA players can access, and have established a payment method that works for that casino, it’s a good idea to thoroughly check out the casino before starting an account there. With over 2,500 gambling sites available, you want to separate out those that operate above board from those that won’t pay out or have shady terms and conditions.

Find out where the online casino is licensed. This information should be on its “About Us” page, along with information on how long it has been in business, and the software that it uses. You should favor casinos that use software platforms by Microgaming, Real Time Gaming, and Playtech, because these are generally accepted as the fairest platforms, and they have audited payout percentages.

Checking out a casino’s general reputation is a matter of reading popular online gaming forums. Look for recent posts. When players have complaints about casinos, they will spell them out on the forums. Keep in mind that you’ll see negative comments on just about all of them. This is normal. You may also see outrageously enthusiastic comments.

Sometimes forum comments are made by people with ulterior motives, so it’s a good idea to place less emphasis on the excessively good and excessively bad comments and pay attention to those pointing out specific grievances or specific benefits. Of course, if you see a constant stream of negative comments about an online casino, you should avoid it altogether.

By following these guidelines, you’re very unlikely to run afoul of US laws, which are hazy and rarely enforced to begin with, and you’re more likely to have a positive online gaming experience.

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“Enjoy gambling in the comfort of your homes,” this is what gambling online sites are promoting nowadays. Giving a cut-throat competition to the traditional casinos, the online casinos are gaining popularity with each passing day and gratifying the gamblers by offering much more than just quintessential gambling services.

Ever since the concept of civilization came into existence, gambling was witnessed and enjoyed in every era as a royal game. Even today, gambling is rolling in its full charm and captivating the gambling and betting enthusiasts in large. However, there is a tad change in the overall concept and all the credit for that goes to these online gambling casinos, in which great gamblers are showing their latest interest.

It’s obvious that if people are switching over to the online casinos, then there must be some advantages associated with these gambling online sites. berkahpokerBut in case if you are unaware of those inevitable benefits related to these online gambling casinos, then simply read on…

• No Specific Rules to be followed: All you need to get an access of these online gambling casinos is a computer and an internet connection. On the World Wide Web, there are myriad gambling online sites calling you to try out your luck. However, the best part is, the online casinos are easy to navigate and highly user friendly. Moreover, a user also doesn’t need any expertise in computer to operate these gambling online sites. In addition, there are no specific rules meant to be followed by the gamblers and they even don’t stand under any kind of obligation. No tuxedos, no ties, no suits are required to play on the online casinos.

• Free Trials: Play online casino whenever you want is another great advantage coupled with the online gambling casinos. Fortunately, if you even don’t have money in hand, simply get on to any gambling online site and select the free trial option, in which you even have chances to win if your luck is that strong. So it’s undoubtedly an incredible benefit that gamblers can’t even think of having at any of the casinos in Las Vegas.

• Awesome Playing Environment: For many people, playing on the online casinos is much more comfortable than driving to the nearby casino wearing lavish suits and boots. But at the online gambling sites, you don’t need to appear rich as all you need is the skills and proper information regarding the platform you have chosen to play on.

We all yearn to acknowledge the modernization and advancement occurring in the society. It’s just not a want but a need as well. That is why the gamblers are going online to gamble around. And there are several reasons, which are inspiring them to get on to these gambling online

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Cigar smoking gentlemen, glamorously dressed ladies, oodles of money, cards, roulette tables and slot machines. All these could be present in any casino in Las Vegas or in any casino in any part of the world. The smoke filled rooms are intrinsic to any casino the world over. Ask anyone who has visited a casino about what remains part of them, evodominofor days after visiting a casino. It is the smell of smoke which clings to their clothes despite visits to the cleaners.

Smoking is among the biggest reasons for causing lung cancer. In a casino you cannot get away from this smoke even if you are a non smoker. The smoke filled environs of a casino can cause harm to the non smokers as well. It is a well known fact that passive smoking is as injurious to health as smoking itself. There is no way you can avoid the smoke in an actual casino even though casino owners have been asked to provide for non smoking and smoking rooms. These have been provided to protect the health of the other patrons of the casino.

For all the avid gamblers and health conscious people, help is at hand. Gamble at online casinos and protect yourself from lung cancer. In online casino gambling the user is a part of the gambling experience without getting up from his or her home. The environment is controlled by the patron of the online gambling casino. Prevent any health problems by being a part of online gambling through online casinos. In online casino gambling the players sit in the cool and comfortable confines of their homes. There is no need to venture out in unhealthy environments with their ill effects like lung cancer.

Online casino gambling is advantageous as the players can visit as many casinos as they wish to without suffering through the smoke and noise of an actual casino. The smoke in an actual casino takes away from the playing experience and causes discomfort, to top it all. Studies have shown that repeated exposure to smoke filled rooms can be a cause for lung cancer. All this can be avoided through the world of online casino gambling. You can enjoy and practice the art of gambling without exposing yourself to the risk of lung cancer.

Online casino gambling has become popular mainly because the players sit at home in their comfortable surroundings where the control is in their hands. From the casino, to the temperature, to their own exposure to health hazards all is in the hands of the user. If the player does not wish to be exposed to cigar smoke as he or she is a non smoker then it can only be done through online gambling. In an actual casino the smoking of others cannot be controlled and may lead to unpleasantness if insisted upon.

So keep yourself from being exposed to smoke by visiting an online casino and prevent lung cancer. Be a part of the exciting world of gambling without the ill health effects you might have to suffer in an actual casino. Go online!!!

It’s unfortunate how many people will jump right into online gambling without any cares in the world. Sometimes I feel that these people will deserve the loss they get. I know that sounds a bit cold, but it’s very true. There are plenty of resources where people can become educated on the world of online gambling. I understand the whole entertainment attraction, since that is what gambling is all about.

The downfall is when people become desperate and begin to lose all their hard earned money in a matter of minutes, sometimes even seconds. Since I am human, I do have feelings and care a bit for those who are down and out. I’ll begin by telling you this. If you are down and out, depressed, and are really desperate to earn some cash, DON’T GAMBLE. If you are able to draw a fine line and separate the entertainment side of gambling with the addiction side of gambling, you’ll be able to fair much better in the end.

There are many important things one should know before spending even 5 seconds on an online gambling website. Online casinos are a different world than the casinos you may have visited in person. Although the concept is similar, there are different gaming rules and regulations that come into play.

Read carefully. I’ll be brutally honest here. If you have a problem with comprehension, and have a hard time understand the online casino rules of each individual casino, then you may want to have someone help you understand what all the rules mean. You want to read all the payout percentages, the game odds, etc. You’ll want to become familiar with everything that is put out in front of you.

Reading the reports that each online casino puts out is extremely important. You’ll want to analyze the reports for previous months the casino has operated. Be sure to take a good look at the terms and conditions of the website you are visiting. I know, the terms and conditions that are written up are usually difficult to understand, but you’ll want to at least make an effort to read what’s there.

Not every casino is the same when it comes to these rules. Even though there are plenty of casinos willing to give you all sorts of freebies and cash bonuses, you’ll want to see when you can withdraw this money. There are many online casinos that will hold that bonus until you play a certain amount of your own cash before you can withdraw. This is not uncommon, it’s simply a matter of business. If you are at a site that has games you have no idea how to play, move on to somewhere else. It’s not like there aren’t other sites to play at. There is no point in accepting at a site that has games you aren’t comfortable playing.

Understand all the processes. If you have the ultimate goal of winning tons of money, then you must may want to think about doing something that involves a bit less risk. Understand how much money of your own you must play to make a profit from the bonuses being offered. If there is an unreasonable amount listed in the terms and conditions of the casino, move on to somewhere else. I can’t stress the importance of this enough.

And remember, START WITH A BUDGET! You must have a budget and a set amount of money in mind when you are participating in these online games. Keep a constant watch on your money. Be fully aware of what you are starting with, what you are winning, and what you are losing. If you don’t do these simple things, you might as well put a blindfold over your eyes and walk into a casino and begin playing all the table games you know nothing about. It’s essentially the same thing.

Of course I can’t end by saying you must play with common sense. There is a lot of money to win, a lot of money to lose, but you’ll increase your risk if you don’t have a strong degree of common sense. Online gambling can be a lot of fun, if you play legally, play safely, and think with a clear mind.

William E. Shepherd is an accomplished author and business analyst. Shepherd enjoys spending time reading, traveling, and gambling. He also maintains Casino Cashout [], offering entertaining and online casino strategies to those interested in online gambling.

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ชั้นในที่สุดที่เรียกว่าโหดเหี้ยมพอควรสำหรับผู้ที่เป็นมือใหม่ก็ตรงเรื่องที่ว่าถ้าหากจะเล่นโป๊กเกอร์จำเป็นต้องสารภาพเพราะว่าการใช้ช่วงเวลานั้นบางทีอาจจะมานานพอเหมาะพอควร แม้กระนั้นผู้ที่มีประสบการณ์สูงเลือกที่จะเล่นโน่นเป็นเพราะว่าผลตอบแทนที่กำลังจะได้รับนั้นมากมายเป็นเท่าตัว แล้วที่จริงแล้วบางครั้งอาจจะมิได้ยากในเรื่องของกรรมวิธีการเล่น แต่ว่าปัญหาที่ยากเลยก็คงจะเป็นการที่จะจะต้องพินิจพิจารณาคู่อริมากยิ่งกว่า เนื่องจากว่าแน่ๆว่าอาจจะมิได้เล่นเพียงแค่ 2-3 คนแต่ว่าบางครั้งก็อาจจะเล่นมากยิ่งกว่า 5 คนขึ้นไปก็มี
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เคยได้ฟังว่าการเล่นคาสิโนออนไลน์นั้นไม่ใช่เรื่องที่จะมาทำเล่นๆแบบเสมอ เนื่องจากก่อนหน้าผู้ที่เลือกจะเข้ามาเล่นคาสิโนชอบมีเหตุมีผลที่อยากได้แก้หงอยเหงา แก้เบื่อ ในที่สุดแล้วสิ่งพวกนี้ก็เป็นเพียงแต่เหตุผลโดยธรรมดา เพราะว่าสิ่งจำเป็นกลับอยู่ที่กำไร
รวมทั้งทุกคนอาจจะเข้าใจดีว่าการที่จะทำให้เห็นผลผลกำไรอย่างที่อยากบางครั้งอาจจะควรต้องใช้สูตรคดโกง ว่าใช้ทางลัดเพื่อเป็นตัวช่วย ขณะนั้นก็ยังคือปัญหาที่คนจำนวนมากนั้นกลับไม่รู้เรื่องความจำเป็นจะสื่อออกมา เรื่องจริงแล้วสูตรลัดหรือสูตรสำหรับในการเล่นคาสิโนออนไลน์ต่างๆนั้นยังต้องอยู่ไหม หากต้องการจะทราบว่าสิ่งที่เอ่ยถึงน้ำยังจำเป็นต้องหรือเปล่าต้องถ้าอย่างงั้นก็ทดลองดูเหตุผลของการที่ได้โอกาสได้ใช้สูตรกันเลยดีกว่า
อย่างไรก็ตามกล่าวถึงเรื่องเกี่ยวกับการเล่นคาสิโนออนไลน์แบบมีสูตร สำหรับผู้ที่เป็นมือใหม่นั้นถือได้ว่าเป็นดังเรื่องที่เกี่ยวข้องกับการช่วยเหลือสำหรับเพื่อการที่จะลงพนันต่างๆมากเพิ่มขึ้น เพราะเหตุว่าคนใหม่ส่วนมากมักประสบพบปัญหาหรือเกิดเรื่องที่น่าสนหัวเยอะที่สุดก็น่าจะคือเรื่องของการที่ไม่สามารถชนะพนันได้ โน่นเป็นเนื่องจากในเวลาที่ไม่มีประสบการณ์การที่จะอ่านเกมให้ออกกล้วยๆนั้นเปลี่ยนไปเกิดเรื่องที่ยากกว่าเดิม ด้วยเหตุดังกล่าวแล้วการมีสูตรก็จะมีผลให้การอ่านเกมต่างๆพร้อมเป็นได้อย่างเร็วเพิ่มขึ้นเรื่อยๆ และก็ที่สำคัญยังสามารถมองดูเกมได้เด็ดขาดจัดว่ามีความเที่ยงตรงมากมายที่เดียว
จะว่าไปสำหรับการเล่นคาสิโนออนไลน์ ตอนที่เล่นนั้นถ้าว่าเป็นเว็บใหญ่ๆสิ่งที่สามารถทำได้คือจะมิได้เล่นเพียงแค่ผู้เดียว พูดได้ว่ามีสหายร่วมของเด็กเล่นไปพร้อมเพียงกัน รวมทั้งในบางเกมก็บางทีก็อาจจะเปลี่ยนเป็นคู่แข่งขันกันไปโดยปริยาย ด้วยเหตุนี้แล้วนี่บางครั้งก็อาจจะมองเป็นราวกับเรื่องที่ไม่ค่อยดีสักเท่าไหร่สำหรับผู้ที่เป็นมือใหม่ แล้วยิ่งประสบการณ์ที่มีอยู่เปลี่ยนเป็นศูนย์บอกเลยว่าการมีคู่แข่งขันที่มีความรู้และมีความเข้าใจหรือมีประสบการณ์สำหรับการเล่นอยู่แล้วยิ่งเกิดเรื่องยากเพิ่มขึ้นเรื่อยๆ ด้วยเหตุดังกล่าวแล้วการใช้สูตรต่างๆก็จะก่อให้ดูคู่ปรปักษ์ออกได้ว่าต่อจากนี้สิ่งที่คู่แข่งขันกำลังจะทำนั้นเป็นยังไง SCR888
ท้ายที่สุดแล้วสิ่งที่กำลังจะได้รับจากการที่รู้จักฝึกหัดสำหรับการใช้สูตรต่างๆในเกมคาสิโนออนไลน์ สิ่งซึ่งสามารถบอกได้เต็มปากเต็มคำว่าช่วยได้นั้นก็อาจคือเรื่องของการซึ่งสามารถคิดแผนได้ว่าสำหรับในการที่จะลงเดินทางในแต่ละครั้งนั้น จำเป็นจะเลือกลงพนันในเกมจำพวกไหน หรือจะเลือกลงพนันแบบไหน และก็ที่สำคัญยังช่วยในเรื่องเกี่ยวกับการคำนวณได้ว่าจะเลือกใช้เงินสำหรับในการลงพนันเท่าใด สิ่งพวกนี้ก็สามารถที่จะสามารถช่วยลดการเสี่ยงได้ไม่น้อยเลยทีเดียว
อย่างต่ำๆอีกทั้ง 3 เหตุผลนี้ก็อาจจะชี้แจงได้แล้วว่าเพราะอะไรเรื่องเกี่ยวกับการใช้สูตรในการเล่นคาสิโนออนไลน์ถึงต้อง รวมทั้งที่สำคัญสูตรสำหรับคาสิโนออนไลน์ก็จะต่างๆนาๆตามจำพวกของเกม ด้วยเหตุดังกล่าวแล้วพากเพียรฝึกฝนใช้สูตรให้ถูกตามเกมที่เลือกเล่นเพียงแต่นี้ก็จะเป็นเรื่องที่ไม่ได้ยากเย็นแล้ว

Acosta 22. Mainan Anak Perempuan Terbaru(1)

Lebih lanjut dituturkan, lagu Hujan berawal dari termenungnya di saat hujan yang membasahi pohon dan jalanan, dan menjadi halangan bagi banyak aktivitas. “Sebenarnya aku berharap agar orang-orang tidak selalu menuntut kesempurnaan. Bagaimanapun juga, aku hanyalah seorang anak 12 tahun yang suka menyanyi dan berharap semoga banyak orang yang terhibur melalui nyanyian dan laguku. Meskipun demikian, aku selalu bersyukur atas semua berkah dan prestasi yang berhasil kuraih hingga saat ini,” ungkap Jane Callista seperti dilansir dalam keterangan pers, Jumat (11/12). “Bukan hanya tentang hujan yang rintik maupun deras, tapi dapat juga tentang hambatan atau rintangan, atau hal-hal lain dalam kehidupan yang membuat kita sedih, jenuh, atau tidak percaya diri. Namun saat menghadapi semua itu, Jane ingin menyampaikan sebuah pesan semangat bagi teman-teman untuk percaya bahwa setelah hujan akan terbit mentari yang bersinar dan pelangi yang menari indah,” jelas Jane. Lagu pertama berbahasa Indonesia berjudul Hujan, sedangkan lagu kedua merupakan lagu berbahasa Inggris berjudul Nobody’s Perfect.

List download Lagu MP3 Animal Ranch Piano gratis streaming lagu terbaru. PENGUMUMAN Untuk mahasiswa-mahasiswa yang kuliah bahasa Inggris, kuliah bahasa Jepang, dan ikut dalam kelas reguler malam, disampaikan Kalender Akademik STBA LIA Term baby push walker Genap Tahun Akademik 2019/2020 dapat diunduh disini.

Mainan-mainan karakter ini juga dapat menimbulkan bunyi-bunyi yang riang dan warna yang atraktif sehingga si kecil jadi makin asyik saat berada di baby pedestrian ini. Rasa penasaran bayi untuk menjelajahi dunia sekitarnya amatlah besar. Tugas ayah dan bunda adalah memfasilitasinya, bukan menghentikannya. Saat membahas infant pedestrian, pilihlah produk yang dirancang dengan base yang lebar. Dengan begini, bayi Anda tidak akan mudah terpeleset, membentur sudut meja, atau mencegah mereka untuk masuk ke ruangan lain yang tidak seharusnya menjadi wahana ia bermain. Meski lebih cenderung terlihat seperti mainan, tapi alat ini punya peranan important mainan anak murah dalam mendukung proses belajar berjalan bayi Anda. Maka dari itu, alangkah bijaknya agar Anda mempertimbangkan rangkaian poin ini sebelum menentukan pilihan.

STBA LIA menerima penghargaan dari Panitia Oriental Para Gamings atas keterlibatan mahasiswa-mahasiswa STBA LIA sebagai relawan dalam penyelenggaraan Eastern Para Gamings 2018 yang berlangsung di Indonesia pada bulan September 2018. Keterlibatan mahasiswa STBA LIA sebagai relawan dinilai berhasil membantu kesuksesan penyelenggaraan Asian mainan anak Para Games di Indonesia tahun lalu. Rencananya, rekonstruksi akan digelar malam ini sekitar pukul 23.00 WIB hingga selesai.

  • Lacak saluran penjualan berdasarkan unit, jumlah uang, produk terlaris, dan metrik lainnya.
  • Gunakan tab Statistik agar dapat melihat templat information, seperti untuk membuat daftar produk guna memenuhi persyaratan daftar setiap saluran.
  • Kombinasi mainan yang tidak hanya membuat bayi terhibur, namun juga merangsang kecerdasan mereka dalam mengenali bentuk, bunyi, hingga angk-angka.
  • Tambahkan beberapa saluran untuk meningkatkan visibilitas produk toko Anda.
  • Badan dari bangku bayi costs ini dibuat dari busa indispensable Jerman, bahan ini sangat halus dan fleksibel.

Acosta 18. Gudang Mainan Anak Murah (1)

Pasangan calon peserta Pilkada 2020 yang merasa tak puas dengan hasil resmi rekapitulasi KPU bisa menempuh jalur hukum. Pembayaran mudah dan aman dengan pilihan online account, Kartu Kredit, Gopay dan OVO. Jika tidak puas dengan produk yang disewa, produk dan dana dapat dikembalikan. Mahasiswa yang belum mencapai nilai EPT/TOEFL 500, TIDAK diizinkan untuk mendaftar sidang. Sertifikat workshop/ kegiatan kepanitiaan/ organisasi tentang bahasa atau budaya. PENGUMUMAN Sehubungan dengan kebutuhan para dosen dan mahasiswa di masa PSBB ini, Prodi Bahasa Inggris akan bekerja di STBA LIA sesuai dengan jadwal yang ditentukan.

Educational Toys adalah situs Download lagu,, Download lagu mp3, Download and install mp3 gratis berkualitas, situs download lagu terlengkap, situs mp3 lagu terbesar untuk anda. Download Lagu Pet Ranch Piano dapat kamu download secara gratis di Untuk melihat information lagu Animal Farm Piano klik tombol DOWNLOAD MP3, kemudian untuk link download lagu mp3 Pet Farm Piano menuju ke halaman berikutnya.

Acosta 7. Jual Mainan Mobil Mobilan Anak Mainan Pasir – Acosta

Kendati pun bukan prioritas, tapi fitur ini wajib tersedia pada baby walker. Tujuannya agar bayi Anda lebih satisfied saat bermain-main dengan alat ini. Anda bisa memilih mainan yang menstimulasi daya motorik bayi Anda, misalnya seperti mainan dengan bentuk hewan atau objek antariksa. Sebagai bentuk diversifikasi produk, kami isi posisi terakhir dengan tipe Sit-to-Stand. Produk ini memang tidak menyediakan kursi, tapi desainnya dipercaya dapat membantu bayi Anda menguasai kemampuan berjalan dengan lebih cepat. Rodanya yang besar membuat produk ini dapat menggelinding sempurna di berbagai kondisi, misalnya karpet rumah.– Penyanyi cilik Jane Callista, semakin mantap untuk berkarya di bidang musik sebagai seorang vocalist dan songwriter, dengan meluncurkan dua buah single mainan edukasi anak di bulan Desember 2020 ini, yang keduanya merupakan lagu karyanya sendiri.

Untuk pengalaman terbaik di situs kami, pastikan untuk mengaktifkan Javascript di web browser Anda. Pengadilan Agama memberikan kemudahan akses informasi jadwal sidang untuk para pihak yang sedang berperkara. Saat itu, tim studi awal Japan International Collaboration Firm untuk bantuan dan kerjasama teknik yang dikepalai oleh Prof. Y. Naito dari Tokyo Institute of Innovation, datang ke politeknik ini. Setelah melakukan pengamatan dan studi kelayakan di tahun 1986, JICA menyetujui untuk memulai kerjasama teknik di tahun 1987 dengan mengirim 5 orang pengajar Indonesia ke perguruan tinggi teknologi di Jepang. Pelanggan di bawah usia 21 tahun tidak diperbolehkan untuk membeli produk ini. Pelanggan di bawah usia 17 tahun tidak diperbolehkan untuk membeli produk ini. Tidak ada produk yang sesuai dengan syarat yang kamu pilih.

Belanda memiliki perumahan terapung canggih yang bernama Waterbuurt. Perumahan ini diyakini lebih efisien daripada rumah statis di darat. Inter Milan selamat dari kekalahan saat bertamu ke markas Cagliari dalam lanjutan Liga Italia, Minggu (13/12/2020) malam WIB. Sempat tertinggal 0-1, Inter Milan berbalik menang usai mencetak tiga gol. Max Verstappen keluar sebagai pemenang di Solution 1 seri terakhir di Abu Dhabi, Minggu (13/12/2020) malam WIB.

Apabila iya, kami suguhkan alternatifnya berupa infant pedestrian berlabel Bright Starts ini. Sejak awal melihatnya, Anda pasti akan langsung jatuh cinta dengan desainnya yang menggemaskan yang didominasi oleh warna merah muda pada bagian atasnya. Infant walker ini tampak unik dengan desain yang memang ditujukan untuk mempercepat transisi bayi dari merangkak menjadi berjalan. Membeli peralatan child bisa dibilang gampang-gampang susah. Kebutuhan si kecil sangat berbeda dengan kebutuhan orang dewasa. Kulit bayi yang sensitif, misalnya, membuat Anda perlu memilihkan pakaian dengan bahan yang lembut. Kelebihan existed yang ada pada produk ini dan tidak dimiliki oleh Joovy adalah ketersediaan mainan yang beragam.

Customer wajib mengambil pesanan paling lama 5 hari kerja toko Indomaret sejak menerima notifikasi. Jika dalam 5 hari tidak diambil, produk pesanan akan dikirim kembali ke vendor dan refund akan dilakukan setelah seller sudah menerima produk yang dikembalikan tersebut. Proses pengembalian produk hingga diterima seller maksimal dalam 10 hari kerja. Jumlah refund yang diterima adalah sebesar harga produk yang dikurangi biaya kirim. Kami sudah pilihan tiga produk baby walker dari produsen berbeda. Cobalah untuk memperhatikan kekurangan dan kelebihan dari produk di bawah ini dan sesuaikan dengan kebutuhan Anda.

Rekonstruksi akan dilakukan di beberapa lokasi di Kabupaten Karawang. Anam mengatakan, Komnas HAM tak bisa memenuhi undangan lantaran sedang mendalami temuan sementara dari penyelidikan yang dia lakukan terhadap berbagai sumber.


Magic Sand




Happy Truck




Acosta Jual Mainan Anak, Mainan Anak, Mainan Edukasi Anak, Jual Mainan Bayi, Mainan Anak Murah, Mobil Mobilan Anak, Baby Push Walker, Lilin Mainan Anak, Mainan Pasir, Alat Belajar Jalan Bayi. Fundoh | Magic Sand | Funbike | Newbietech | Happy Truck | Airball | Cotton | Naura



Jl. Raya Serang Km. 12, Desa Bitung Jaya Cikupa Tangerang – 15710, Indonesia

Telp                            : (021) 5963389 /  081292981927

Email                          :


Kategori Bisnis :

  • Pengeluar Mainan
  • Toko Mainan




Jl. Raya Serang Km. 12, Desa Bitung Jaya Cikupa, Tangerang – 15710, Indonesia

Telp: (021) 5963389      Fax: (021) 5961094



Jl. Bandengan Utara 81 Blok. B-02 Bandengan Megah, Jakarta – 14450, Indonesia

Telp: (021) 66694756Fax: (021) 66694755


A perfect amalgamation of the Internet and casino games, today casino gambling online is the most preferred mode of playing and gambling used by many people. Though many people like the adrenaline rush when they play with their stakes at the elite Los Vegas casinos, but a visit to those expensive casinos is not a practical solution. Imagine yourself on a blissful holiday cruise; you sure are not going to travel all the way to your favorite Los Vegas casino. Even a drive to nearby casinos is time consuming. That’s where casino gambling online comes to satiate your gambling desire. Through casino gambling online, all the fun, excitement is available at your doorstep.

Over the last few years, there has been an extraordinary increase of online gamblers which resulted into many sites offering casino gambling online. Today this online casino gaming is a billion dollar industry with players from all over the world. There are three types of online casino gaming sites. First one is web based where players needn’t have to download any software onto their computer to enjoy an online casino game. They just need to register with the casino gambling online site. When they click on any particular online casino game, it would be loaded via the browser in either Flash, or Java, depending on the programs and browser. It mode is one of the most popular choices among online gamblers.

The second type is downloadable casino gambling online where players are required to download relevant software programs onto their own computers before they start with their games. Many players prefer this as online casino   Wargaqq games becomes a lot faster after all the required files are downloaded to local computers. The latest type of online casino game is the LIVE casino where online players get to interact and even bet with the dealers of a real LIVE casino.

With so many new casino gambling online sites coming up everyday, it’s really tough to distinguish the genuine ones from that of the fraudulent online casinos. But you can look into a few aspects while choosing a good casino gambling online site. Check out the payout percentages and bonuses that the site offers. Some of the best casinos offer a payout percentage ranging from 97% – 98%. The bonus could also vary from $200 to $3200. Many online casino gaming sites also offer No-deposit bonuses where players needn’t have to deposit anything into their account and can start with the free money offered by the online casino gaming sites. This business gimmick is of a limited trial period to attract the players into the casino gambling online sites.

Another mode of bonus is the First-time or Welcome bonuses where online casino gaming sites propose some welcome offer if you decide to visit their site and willing to deposit money into your account. This offer is worth taking up provided you read the terms and conditions of the casino gaming site clearly. Many casino gambling online sites also offer reloaded bonuses such as monthly bonuses to draw more clients into their sites. These bonuses are a good way for online players to check what’s in offer at the casino gambling online site.

MandiriQQ DomainQQ online site in Indonesia

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Maybe you are thinking of, or do gamble online. You need to ask yourself a few questions. Can I afford to loose the money I am gambling with? If not maybe you should look at other options, gambling should be fun and be enjoyed like a night at Bingo, or watching a movie at the cinema. It should not be stressful and addictive. If gambling causes you any stress or becomes addictive, I would suggest you stop as soon as possible.
Here is a couple of quick simple tips to help avoid big losses and addiction.
Give yourself a time limit per day, week, month.
As I said to start with about losing, how much can you safely loose? You need a set a fixed gambling kitty, when this as gone you must stop gambling for that chosen time plan be it a day, week, or month.
Do not use credit or credit cards, it will end in tears.
Have the attitude that If you win, Great. But If you lose so what!
Follow these tips and you should not have a problem with gambling.
Gambling should be fun and there are many different games and sports, here are just a few. Some require skill others are just pot luck.
Board Games
Horse racing
There are many more, there is something for every one. just take a look for yourself. I would recommend long established companies and platforms. Check for websites of councils and well run and trusted organisations, if in doubt check with the relevant organisation.
Remember enjoy and have fun. If you win Great! if you loose so what!
Make sure you know where to go when you want to do a little gambling online. This may be difficult since you want to make sure the information is the most accurate.  Mandiriqq Without having the most accurate information, you may be diverted in the wrong direction to the wrong type of casino that does not have good pay out rates.
This allows you to make sure the website you get the information from is a legit site that knows all about internet gambling. This enables you to also ask questions when you need them answered. You should make sure you know the games that they offer since they may not have the game you are more accustomed to playing when you are gambling whether it is online, or on site.
Many casinos carry the same type of games, but there are other differences to the other games that each of them carry. You should also check to make sure you can play during anytime of the day or night that you would like. This can be helpful if you are a busy person, and need to make sure you can pay during odd hours of the days.
This is good to know since you will still be able to gamble with their site. Another good thing to look out for is if they have round the clock customer service staff that will be able to help you with technical or site difficulties no matter what time of the day or night you are playing on the site at.
This is extremely important if you are playing during odd hours and something were to happen, because you would have to stop playing, and wait for them to respond to your question of help.